These Terms of Service ("Terms") govern your use of the Heights Finance website and services. By accessing or using this website, you agree to these Terms. If you do not agree, please do not use the website.

Use of the website

You may use this website only for lawful purposes and in accordance with these Terms. You agree not to use the website in any way that could damage, disable, or impair it, or interfere with anyone else's use of it.

Eligibility

To apply for a loan, you must be at least 18 years old (19 in some states), a resident of a state we serve, and able to meet our application requirements. Submitting an application does not guarantee approval.

No offer or commitment to lend

Information on this website, including any rates, payment examples, or loan amounts, is for general informational purposes only and is not an offer or commitment to lend. Any loan is subject to a completed application, our review, verification, and a signed loan agreement that contains the binding terms of your loan.

Accuracy of information

You agree that the information you provide to us is accurate, current, and complete, and that you will update it as needed. Providing false information may result in denial of your application or other consequences permitted by law.

Intellectual property

The content on this website, including text, graphics, logos, and design, is owned by or licensed to Heights Finance and is protected by applicable laws. You may not reproduce, distribute, or create derivative works from it without our permission.

Third-party links

This website may contain links to third-party websites. We are not responsible for the content, policies, or practices of those websites, and including a link does not imply our endorsement.

Disclaimers

The website is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, to the fullest extent permitted by law. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

Limitation of liability

To the fullest extent permitted by law, Heights Finance will not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the website, except where such limitations are not permitted by applicable law.

Governing law

These Terms are governed by the laws of the State of South Carolina, without regard to its conflict-of-laws principles, except where applicable consumer-protection law provides otherwise.

Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the "last updated" date above. Your continued use of the website after changes take effect constitutes acceptance of the updated Terms.

Contact

If you have questions about these Terms, contact us by email at [email protected], by phone at +1 (866) 472-5189, or by mail at Greenville, SC 29602, United States.