Apply online

Check your rate in minutes

Personal installment loans from $200 to $5,000. No minimum credit score, fixed monthly payments, and a fast decision. Checking your rate won't affect your credit score.

  • No minimum credit score

    We look at your whole picture, not just a number.

  • Won't affect your credit

    Checking your rate uses a soft credit inquiry only.

  • Fixed monthly payments

    Know exactly what you owe each month — no surprises.

  • A decision in minutes

    Fast online application with same-day funding in some states.

$200–$5,000
Loan range
4.8★
12,480 reviews
Since 1953
Trusted lender

Start your application

Takes about 5 minutes · No obligation

By submitting, you agree to our Terms of Service and Privacy Policy. Submitting an application does not guarantee approval. Rates and terms vary by state and applicant.

What to expect

1. Apply in minutes

Share a few details about you and your income. Checking your options uses a soft credit check that won't affect your score.

2. Get a fast decision

Most applicants get a decision within minutes. You'll see your exact rate, payment, and total cost before you commit.

3. Get funded

Once approved and signed, funds are sent to your account. Funding times vary by state, with same-day funding in some locations.